Not a sales tool. A practical way to start the project you've already been thinking about.
Pre-qualify in 60 seconds
No credit impact. Just a few basic questions and you'll know where you stand before committing to anything.
Up to $150,000 approved
Enough room for a full home transformation — windows, entry doors, or a complete custom build project.
Open loans. No penalty.
Pay it off whenever you're ready. Extra payments come directly off the principal. No locked-in obligation.
Terms from 1 to 20 years
You choose the amortization that fits your budget. Aggressive short-term payoff or low monthly payments — your call, not ours.
Programs that fit your timeline
No payments, no interest for up to 12 months. Or lock in a rate as low as 6.99% for three years. Options based on what you need — not a single script.
One specialist, start to finish
The same Rideau specialist who scoped your project walks you through the financing options. No paperwork chase. No third-party confusion.
The project sits on the list. The drafts stay. The heating bill keeps going up. Financing changes that math.
The Old Way
Wait until you have cash in hand
Most renovation projects get delayed two to three years because homeowners are waiting to have the full amount ready at once.
Commit to a number you're not sure of
Without a real scope and a written quote, you're saving toward a number you've guessed at. That's not planning — it's stalling.
Miss the project window
Ottawa winters don't wait. Drafts, failing seals, and rising heating costs compound every season the project sits on a list.
With Rideau
Get the scope first. Then decide.
We give you a written scope and exact pricing before any financing conversation. You know the full number. No guessing.
A payment that fits your actual life
A $21,000 project at 0% interest for 12 months is $88 a month in capital-only payments. That's not debt — that's your project, on your terms.
Lock in your project before the season fills up
Rideau books well in advance. Financing lets you confirm your installation date without liquidating savings to hold the spot.
01
Pre-Qualify
Start with a soft check — name, address, and contact information. No credit impact. Green means you're eligible to move forward. The whole process takes about 60 seconds.
Choose your program
During your in-home consultation, we walk through which financing option fits your project and your timeline. You sit with the written scope and the payment numbers before deciding anything. No pressure at the visit.
02
03
Sign and start
Once your program is selected, identity is verified and payments are set up directly — no chasing paperwork after the fact. When funds are confirmed, your installation is scheduled.
Will checking my eligibility affect my credit score?
No. The pre-qualification uses a soft check — it tells you whether you're eligible without touching your credit score. A hard check only happens when you move forward with the full application, and you'll be asked for explicit consent before that step happens.
What interest rates does Rideau offer through Financeit?
The standard rate is 13.99%. We also offer promotional programs including no payments and no interest for 3, 6, or 12 months, as well as locked rates as low as 6.99% for 36 months. The right program depends on your project size and timeline — we walk through it with you at the consultation.
How much can I finance?
Financeit approves loans from $1,000 up to $150,000. Whether you're replacing a single entry door or doing a full window transformation across the house, there's room for the project to be done properly.
Can I pay it off early?
Yes. All Financeit loans are open, which means you can make extra payments or clear the full balance at any time with no penalty. Extra payments come directly off the principal — so every dollar over the minimum reduces your total cost.
Do I have to decide on financing before my consultation?
Not at all. We give you the written scope and exact project cost first. Financing is one option — not a requirement. You sit with the numbers on your own time and decide what works for you. There's no decision required at the visit.